PPortfolioYou

Clarity first. More depth when you need it.

Build the plan for free. Explore deeper decisions with Plus.

The core household retirement answer remains available without paying. Plus adds saved scenario history, deeper tax and life-event comparisons, and unlimited explanations grounded in your plan.

✓ Private household plan✓ Enrollment currently paused✓ No trading or brokerage access
PortfolioYou Free$0Always

Know where your retirement stands.

Everything needed to build and understand one connected household plan.

Build my private plan →
  • ✓One private household retirement plan
  • ✓Expected, Conservative, and Stress scenarios
  • ✓After-tax spending and reliable-income coverage
  • ✓Accounts organized by tax treatment
  • ✓Today’s Calm Check and plan actions
  • ✓3 evidence-grounded plan questions each month
Deeper planning tools
PortfolioYou Plus$119/ year

Compare the choices that shape a lifetime.

Saved plan versions, tax-aware comparisons, life-event scenarios, monitoring, and unlimited evidence-grounded explanations.

$9.92/month · billed annually
  • ✦Unlimited evidence-grounded plan explanations
  • ✦Saved scenario and assumption history
  • ✦Advanced tax-aware withdrawal comparisons
  • ✦Survivor, healthcare, property, and legacy scenarios
  • ✦Plan-change monitoring and decision receipts
  • ✦Adviser-ready Plan Briefs and exports
  • ✦Portfolio analysis connected to retirement outcomes
Our line in the sand

Paying unlocks depth—not urgency or influence.

Plus never changes the plan result, community visibility, or voting weight. It adds planning detail and history; it does not include personalized securities recommendations, automated trading, or brokerage access.

What happens after the trial?

Your selected monthly or annual subscription begins unless you cancel through the secure billing portal before the trial ends.

What happens if I cancel?

Your core household plan remains available on Free. Plus history stays stored while advanced comparisons and exports become locked at the end of the paid period.

Is PortfolioYou financial advice?

No. PortfolioYou is an educational planning platform. AI organizes displayed evidence, labels sources, and explains tradeoffs; it does not determine suitability or tell you to buy, sell, hold, rebalance, or allocate a security.