Build firstYour PortfolioYou plan remains the starting point.
No blank intake form and no need to surrender control of the process.
Human second opinion
Your plan first. Human judgment when you want it.
Build and understand your retirement plan yourself, then choose whether an independent fiduciary should review the questions that still matter.
Compare factsSee credentials, fees, minimums, and specialties.
Sponsored visibility is separate from objective profile information.
Share deliberatelyPreview exactly what the adviser may receive.
Nothing is transmitted until you request and confirm an introduction.
A calmer handoff
Arrive with an organized plan—not a blank questionnaire.
PortfolioYou turns your saved household, spending, portfolio, and retirement inputs into a concise Plan Brief. The adviser can spend the first conversation on decisions rather than data collection.
Private Plan Brief
You decide how much context leaves PortfolioYou.
What a future adviser may see
Independent adviser marketplace
Compare the relationship—not a manufactured ranking.
The founding adviser network is being assembled. The cards below demonstrate the facts every live profile must disclose.
Founding networkPreview profiles only
Showing3 profiles
Fictional profile preview
Jordan Lee
Harbor Retirement Planning · Sample firm
Focuses on turning investment portfolios into resilient retirement income, with special attention to liquidity and early-retirement market risk.
Fictional demonstration—not a participating adviser or firm and not accepting introductions.
Retirement incomePortfolio and sequence riskSocial Security
- Fee model
- Fee-only
- Relationship
- Project or ongoing
- Minimum
- $1M
- Availability
- Virtual planning · Virtual
Independent verificationHow IAPD verification works ↗
Fictional profile preview
Marcus Reed
Compass Tax & Retirement · Sample firm
Helps households coordinate Roth conversions, account sequencing, and estate goals so taxes support—not dictate—the retirement plan.
Fictional demonstration—not a participating adviser or firm and not accepting introductions.
Tax-aware withdrawalsRetirement incomeEstate and legacy
- Fee model
- Flat-fee project
- Relationship
- One-time planning
- Minimum
- None stated
- Availability
- Local or virtual · Virtual
Independent verificationHow IAPD verification works ↗
Fictional profile preview
Elena Ramirez
Generations Planning Collective · Sample firm
Works with couples navigating Social Security, Medicare, survivor planning, and legacy decisions across a multi-decade retirement.
Fictional demonstration—not a participating adviser or firm and not accepting introductions.
Healthcare and MedicareSocial SecurityEstate and legacy
- Fee model
- Hourly
- Relationship
- One-time planning
- Minimum
- None stated
- Availability
- Virtual planning · Virtual
Independent verificationHow IAPD verification works ↗
How PortfolioYou is paidRead the marketplace standard →
Participating advisers are independent firms. Some may pay PortfolioYou fixed advertising or platform fees. Sponsorship is labeled and never changes your plan analysis or control over sharing.
Public star ratings will remain off until verified-review and moderation controls are in place.Your review request
What should another professional pressure-test?
Select the decisions you want examined. This is a request for a conversation—not authorization to manage money or place trades.
Conversation kit
Five questions every retirement adviser should answer clearly.
- 01
How are you paid?Ask for every source of compensation and whether fees change by product or asset level.
- 02
Will you act as a fiduciary at all times?Clarify whether the professional also acts as a broker or insurance agent.
- 03
What happens in the first bear market?Look for a specific liquidity and spending process—not a promise about returns.
- 04
How do taxes shape withdrawals?Ask how taxable, traditional, Roth, HSA, and survivor accounts are coordinated.
- 05
What will I receive in writing?Request the planning scope, assumptions, fees, conflicts, and ongoing review cadence.